Banking & Finance
Debt Collection Judicial & Amicable
We support Banks, Financial Companies, Leasing Companies, Investors, Debt Buyers, and Servicers in various stages of proactive management of NPL (Non-Performing Loans) and UTP (Unlikely to Pay) portfolios. We operate on single-name positions or complex portfolios, both Unsecured and Secured, intervening in the management and recovery processes for Retail, SMEs, and Corporate clients. We apply dedicated teams and workflows to different types.
Advisoring
Scouting of opportunities for debt buyers & sellers Benefiting from a consolidated network of relationships with originators and debt buyers, we can assist our clients in the search for portfolio purchase opportunities in both the primary and secondary markets.
We conduct careful and thorough assessments of portfolios, allowing us to present reliable and realistic business plans to the client through sophisticated analyses of counterparts, documentation, and guarantees. We develop collection curves & costs to support decision-making in pricing phases
A service aimed at completing the informational and documentary set of individual credit positions through the retrieval of documents, information, and data both online and offline. Essential for the enhancement and management of credit portfolios and indispensable for the efficiency of legal workflows.
We support SME entrepreneurs facing financial stress typically due to excessive indebtedness. We intervene in collaboration with business professionals, providing specific support for the banking and financial debt part. A comprehensive and proactive consultation in managing relationships with creditors and in identifying and choosing potential investors interested in participating in the debt restructuring operation.
B2B & B2C
Debt Collection
Services dedicated to commercial, industrial and service enterprises with both business and consu mer customers. Working both in the out-of-court and judicial phases, we adapt the processes to the different situations and characteristics of the claims and counterparties.
Insolvency Proceedings
We also assist creditors all the procedures of liquidation/winding-up and bankrupt regarding their debtors.
International Debt Collection
Over twenty years of experience in the field of international debt collection allows us to manage with high quality standards recovery activities, both amicable and judicial, through a consolidated network of partners (debt collection agencies and law firms).
Energy-Telco-Utility Debt Collection
We share our expertise with telephony, utilities and energy providers, offering debt collection services for small or large ticket portfolios.
Skip Tracing and Investigation
We assist our clients providing skip tracing services and investigation thanks to specialised partners.
Legal Disputes
Thanks to the significant experience gained, Lighthouse ensures precise assistance in legal disputes arising from credit recovery activities.
With a particular focus on Banking and Financial disputes, we offer comprehensive support through a well-established partnership with technical consultants in the industry. Through a network of professionals, we are present at all Italian courts.